{"id":4842,"date":"2026-06-30T20:22:07","date_gmt":"2026-06-30T20:22:07","guid":{"rendered":"https:\/\/staging.atoabogados.com\/?page_id=4842"},"modified":"2026-07-10T16:37:51","modified_gmt":"2026-07-10T16:37:51","slug":"ejecuciones-hipotecarias","status":"publish","type":"page","link":"https:\/\/staging.atoabogados.com\/?page_id=4842","title":{"rendered":"Ejecuciones hipotecarias"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4842\" class=\"elementor elementor-4842\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0698a8 e-con e-atomic-element e-flexbox-base e-22b36fc \" data-id=\"f0698a8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f0698a8\" data-e-type=\"e-flexbox\" data-id=\"f0698a8\">\n    <div class=\"elementor-element elementor-element-b040ce5 e-flex e-con-boxed e-con e-parent\" data-id=\"b040ce5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2919ecf elementor-widget elementor-widget-heading\" data-id=\"2919ecf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EJECUCIONES HIPOTECARIAS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87b51d8 elementor-widget elementor-widget-text-editor\" data-id=\"87b51d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"page-header-wrap clearfix \"><div class=\"container\"><span class=\"page-subtitle\">Oposici\u00f3n a procedimientos | Daci\u00f3n en pago | Ley de 2\u00aa oportunidad<\/span><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-74091b8 e-con e-atomic-element e-flexbox-base e-01e7343 \" data-id=\"74091b8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"74091b8\" data-e-type=\"e-flexbox\" data-id=\"74091b8\">\n    <div class=\"elementor-element elementor-element-2c00aec e-flex e-con-boxed e-con e-parent\" data-id=\"2c00aec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1daa295 e-con-full e-flex e-con e-child\" data-id=\"1daa295\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8da6a10 elementor-widget elementor-widget-heading\" data-id=\"8da6a10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ejecuciones hipotecarias\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-a853f56 e-con e-atomic-element e-flexbox-base e-a853f56-4b877bc \" data-id=\"a853f56\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a853f56\" data-e-type=\"e-flexbox\" data-id=\"a853f56\">\n    <div class=\"elementor-element elementor-element-688807d e-flex e-con-boxed e-con e-parent\" data-id=\"688807d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7e333d8 e-con-full e-flex e-con e-child\" data-id=\"7e333d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc43da8 elementor-widget elementor-widget-text-editor\" data-id=\"dc43da8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><h4>El\u00a0<strong>procedimiento de ejecuci\u00f3n hipotecaria<\/strong>\u00a0es un proceso sumario, especial y privilegiado para la realizaci\u00f3n inmediata de los bienes hipotecados, en el que los motivos de oposici\u00f3n est\u00e1n tasados en el art. 695 LEC y son reducidos, debiendo reservarse cualquier otro motivo para un proceso declarativo posterior.<\/h4><p>El procedimiento judicial de\u00a0<strong>ejecuci\u00f3n hipotecaria<\/strong>\u00a0se puede resumir en las siguientes\u00a0<strong>fases<\/strong>:<\/p><ul><li>Burofax o\u00a0<b>requerimiento<\/b>\u00a0<b>fehaciente<\/b>\u00a0de deuda vencida.<\/li><li><b>Demanda<\/b>\u00a0ejecutiva.<\/li><li><b>Notificaci\u00f3n<\/b>\u00a0demanda, nuevo requerimiento pago y certificaci\u00f3n cargas\u00a0<b>Registro Propiedad.<\/b><\/li><li><b>OPOSICI\u00d3N A LA EJECUCI\u00d3N HIPOTECARIA (10 d\u00edas h\u00e1biles).<\/b><\/li><li><b>Vista oral\u00a0<\/b>para resolver sobre los motivos de oposici\u00f3n.<\/li><li><b>Auto<\/b>\u00a0resolviendo la oposici\u00f3n.<\/li><li><b>Subasta<\/b>\u00a0del bien hipotecado y liquidaci\u00f3n con la entidad financiera acreedora.<\/li><li><b>Decreto<\/b>\u00a0de adjudicaci\u00f3n.<\/li><li>Cambio de la\u00a0<b>titularidad\u00a0<\/b>del inmueble, en su caso,\u00a0<b>lanzamiento<\/b>\u00a0y toma de posesi\u00f3n.<\/li><\/ul><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f49d2ed elementor-widget elementor-widget-n-accordion\" data-id=\"f49d2ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2560\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> OPOSICIONES A PROCEDIMIENTOS <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-a627105 e-con-full e-flex e-con e-child\" data-id=\"a627105\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efca5ec elementor-widget elementor-widget-text-editor\" data-id=\"efca5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>El deudor se puede oponer a la ejecuci\u00f3n de su inmueble. Las causas de\u00a0<strong>oposici\u00f3n a las ejecuciones hipotecarias<\/strong>\u00a0se encuentran reguladas en Ley 1\/2000 de Enjuiciamiento Civil, y de una forma resumida son los siguientes:<\/p><p><strong>I. Por defectos procesales<\/strong>\u00a0(Art. 559 LEC).<\/p><ul><li>Carecer el\u00a0<strong>ejecutado<\/strong>\u00a0del car\u00e1cter o representaci\u00f3n\u00a0con que se le demanda.<\/li><li>Falta capacidad o\u00a0<strong>representaci\u00f3n ejecutante<\/strong>\u00a0o no acreditar el car\u00e1cter (absorciones y fondos buitres).<\/li><li><strong>Nulidad radical<\/strong>\u00a0del despacho de la ejecuci\u00f3n por inadecuaci\u00f3n del t\u00edtulo ejecutivo.<\/li><li>Dirigir la demanda contra los\u00a0<strong>avalistas<\/strong>\u00a0(Art. 73 LEC).<\/li><\/ul><p><strong>II. Por motivos de fondo.<\/strong><\/p><ul><li>Extinci\u00f3n de la\u00a0<strong>garant\u00eda<\/strong>\u00a0(Art. 695 LEC).<\/li><li>Error en la determinaci\u00f3n del\u00a0<strong>saldo exigible<\/strong>\u00a0(Art. 695 LEC).<\/li><li>Car\u00e1cter\u00a0<strong>abusivo<\/strong>\u00a0de cl\u00e1usulas contractuales: cl\u00e1usula suelo-techo | comisi\u00f3n por reclamaci\u00f3n de posiciones deudoras vencidas | intereses de demora | cl\u00e1usula de vencimiento anticipado | seguro para conservaci\u00f3n de garant\u00eda | gastos de formalizaci\u00f3n de hipoteca.<ul><li>Ley 1\/2013, modifica art. 695 LEC y a\u00f1ade nueva causa: \u201cEl car\u00e1cter abusivo de una cl\u00e1usula contractual que constituya el fundamento de la ejecuci\u00f3n o que hubiese determinado la cantidad exigible.\u201d<\/li><li>Ley 8\/2011, modifica art. 552 LEC \u201cCuando el tribunal apreciare que alguna de las cl\u00e1usulas incluidas en un t\u00edtulo ejecutivo de los citados en el art\u00edculo 557.1 pueda ser calificada como abusiva, dar\u00e1 audiencia por quince d\u00edas a las partes. O\u00eddas \u00e9stas, acordar\u00e1 lo procedente en el plazo de cinco d\u00edas h\u00e1biles conforme a lo previsto en el art\u00edculo 561.1.3.\u00aa\u201d<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> DACI\u00d3N EN PAGO <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2561\" class=\"elementor-element elementor-element-01e5016 e-con-full e-flex e-con e-child\" data-id=\"01e5016\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1aa337 elementor-widget elementor-widget-text-editor\" data-id=\"e1aa337\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Conocida tambi\u00e9n como\u00a0<strong><em>datio in solutum<\/em><\/strong>, es la realizaci\u00f3n de una prestaci\u00f3n distinta a la debida, aceptada por el acreedor con plenos efectos de extinci\u00f3n obligacional. No es necesario que el valor de lo dado sea igual al de lo debido; lo decisivo es la aceptaci\u00f3n por el acreedor de la prestaci\u00f3n sustitutoria. Esta forma de pago es aplicable tambi\u00e9n al caso en que, concurriendo varios acreedores ante un mismo deudor con cr\u00e9ditos independientes, les cede \u00e9ste sus bienes para pago. En este supuesto, hay una daci\u00f3n en pago de todas las deudas pendientes. Los bienes entregados por el deudor pasan a ser propiedad de los acreedores en la medida, forma y con los efectos extintivos que estipulen.<\/p><p><strong>Requisitos<\/strong>\u00a0de la daci\u00f3n en pago:<\/p><p>\u2022 que exista un primitiva obligaci\u00f3n valida a cuya satisfacci\u00f3n se aplica la daci\u00f3n en pago.<br \/>\u2022 la entrega actual de cosa distinta de la debida, lo que hace al car\u00e1cter real de la daci\u00f3n en pago.<br \/>\u2022 el consentimiento de las partes para cancelar la primitiva obligaci\u00f3n con el objeto dado en pago.<br \/>\u2022 el animus solvendi o intenci\u00f3n de cancelar por ese medio la obligaci\u00f3n primitiva. Si la entrega se hiciera por otro concepto no habr\u00eda daci\u00f3n en pago.<br \/>\u2022 capacidad para contratar.<\/p><p>Hay Sentencias recientes de Juzgados que admiten la daci\u00f3n en pago para anular la hipoteca.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2562\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2562\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> LEY DE SEGUNDA OPORTUNIDAD <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2562\" class=\"elementor-element elementor-element-11be026 e-con-full e-flex e-con e-child\" data-id=\"11be026\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e886d5f elementor-widget elementor-widget-text-editor\" data-id=\"e886d5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_toggle_content clearfix\">Esta Ley establece una\u00a0<strong>segunda oportunidad<\/strong>\u00a0en el \u00e1mbito concursal para deudores de buena fe con cargas que incluye, por primera vez, a las personas f\u00edsicas.<\/div><div>\u00a0<\/div><div class=\"et_pb_toggle_content clearfix\">El objetivo es permitir que una\u00a0<strong>persona f\u00edsica<\/strong>, a pesar de un fracaso econ\u00f3mico empresarial o personal, tenga la posibilidad de encarrilar nuevamente su vida e incluso de arriesgarse a nuevas iniciativas, sin tener que arrastrar indefinidamente una losa de deuda que nunca podr\u00e1 satisfacer.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34b3354 elementor-widget elementor-widget-heading\" data-id=\"34b3354\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ALGUNAS SENTENCIAS FAVORABLES\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccd2453 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ccd2453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b894eb9 e-con-full e-flex e-con e-child\" data-id=\"b894eb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-802d59a elementor-widget elementor-widget-heading\" data-id=\"802d59a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00daLTIMAS NOTICIAS\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0aa8fe elementor-grid-1 elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"d0aa8fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4743 post type-post status-publish format-standard has-post-thumbnail hentry category-actual category-despacho category-blog category-derecho-bancario\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.atoabogados.com\/?p=4743\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/907a46e2-e458-4ce9-a15b-e03d30e17247-300x150.png\" class=\"attachment-medium size-medium wp-image-5175\" alt=\"\" srcset=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/907a46e2-e458-4ce9-a15b-e03d30e17247-300x150.png 300w, 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category-despacho category-blog\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.atoabogados.com\/?p=4740\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/241daece-84f6-4d8d-a551-f6ee2a3de9e6-300x150.png\" class=\"attachment-medium size-medium wp-image-4741\" alt=\"\" srcset=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/241daece-84f6-4d8d-a551-f6ee2a3de9e6-300x150.png 300w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/241daece-84f6-4d8d-a551-f6ee2a3de9e6-1024x512.png 1024w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/241daece-84f6-4d8d-a551-f6ee2a3de9e6-768x384.png 768w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/241daece-84f6-4d8d-a551-f6ee2a3de9e6-1536x768.png 1536w, 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El Supremo aclara los criterios\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4737 post type-post status-publish format-standard has-post-thumbnail hentry category-actual category-despacho category-blog\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.atoabogados.com\/?p=4737\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/91405b9a-c912-45e1-9db2-91d74ba09d42-300x169.png\" class=\"attachment-medium size-medium wp-image-4738\" alt=\"\" srcset=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/91405b9a-c912-45e1-9db2-91d74ba09d42-300x169.png 300w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/91405b9a-c912-45e1-9db2-91d74ba09d42-1024x576.png 1024w, 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https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/05\/aa99ee48-a4ca-40f2-b318-16b741ff7c08.png 1774w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.atoabogados.com\/?p=4731\" >\n\t\t\t\tEl IRPH vuelve al TJUE: Europa reabre el debate sobre cu\u00e1ndo puede considerarse abusivo\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4718 post type-post status-publish format-standard has-post-thumbnail hentry category-actual category-despacho category-blog category-ley-segunda-oportunidad\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.atoabogados.com\/?p=4718\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/03\/segunda-oportunidad-23-300x200.jpg\" class=\"attachment-medium size-medium wp-image-4720\" alt=\"\" srcset=\"https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/03\/segunda-oportunidad-23-300x200.jpg 300w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/03\/segunda-oportunidad-23-1024x683.jpg 1024w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/03\/segunda-oportunidad-23-768x512.jpg 768w, https:\/\/staging.atoabogados.com\/wp-content\/uploads\/2026\/03\/segunda-oportunidad-23.jpg 1536w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.atoabogados.com\/?p=4718\" >\n\t\t\t\tNueva v\u00eda para cancelar deudas: el Supremo avala la exoneraci\u00f3n de parte de la deuda p\u00fablica en un procedimiento de Segunda Oportunidad\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EJECUCIONES HIPOTECARIAS Oposici\u00f3n a procedimientos | Daci\u00f3n en pago | Ley de 2\u00aa oportunidad Ejecuciones hipotecarias El\u00a0procedimiento de ejecuci\u00f3n hipotecaria\u00a0es<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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