{"id":3423,"date":"2018-07-25T15:58:18","date_gmt":"2018-07-25T15:58:18","guid":{"rendered":"https:\/\/www.atoabogados.com\/?p=3423"},"modified":"2018-07-25T15:58:18","modified_gmt":"2018-07-25T15:58:18","slug":"audiencia-provincial-de-huelva-confirma-nulidad-de-clausula-suelo-con-costas","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=3423","title":{"rendered":"Audiencia Provincial de Huelva confirma nulidad de cl\u00e1usula suelo, con costas"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]La Audiencia Provincial de Huelva <strong>desestima recurso<\/strong> interpuesto por entidad bancaria contra Sentencia dictada por Juzgado de Primera Instancia de Moguer (Huelva), que se confirma.<\/p>\n<p>Se declara la <strong>nulidad<\/strong>, por tener el car\u00e1cter de abusivo por falta de transparencia, de las cl\u00e1usulas limitativas del inter\u00e9s variable que se contienen en el exponendo I y\u00a0en la estipulaci\u00f3n sexta de la escritura p\u00fablica del a\u00f1o 2007, suscrita entre las partes, con el siguiente contenido:<\/p>\n<p><em>\u201cTanto en el supuesto de que se aplique el tipo de referencia EURIBOR a uno a\u00f1o,\u00a0<\/em><em>definido en el apartado a) o los \u00edndices sustitutivos previstos en el ep\u00edgrafe, se pacta expresamente que el inter\u00e9s resultante no podr\u00eda ser inferior al 3\u00b450 POR CIENTO nominal anual, \u00fanicamente durante el per\u00edodo de amortizaci\u00f3n\u201d y \u201cLIMITES A LA VARIACI\u00d3N DEL TIPO DE INTER\u00c9S: -El tipo aplicable al devengo de los intereses ordinarios no podr\u00e1 ser, en ning\u00fan caso, inferior al CUATRO POR CIENTO (4 POR CIENTO) nominal anual, sin establecer limitaciones al alza.\u201d<\/em><\/p>\n<p>La declaraci\u00f3n de nulidad comporta:<\/p>\n<p>a) Que se <strong>eliminen<\/strong> dichas cl\u00e1usulas del contrato.<\/p>\n<p>b) Que la entidad bancaria haya de <strong>recalcular el cuadro de amortizaci\u00f3n del pr\u00e9stamo<\/strong> <strong>hipotecario<\/strong> \u201cab initio\u201d como si nunca hubieran estado incluidas las cl\u00e1usulas en cuesti\u00f3n, rigiendo dicho cuadro en lo sucesivo hasta el fin del pr\u00e9stamo.<br \/>\nc) Que la entidad bancaria deba <strong>reintegrar<\/strong> al cliente las cantidades percibidas como consecuencia de la aplicaci\u00f3n de dichas cl\u00e1usulas \u201cab initio\u201d, m\u00e1s los intereses\u00a0 legales desde la fecha de cada pago hasta el completo pago de dichas cantidades.<\/p>\n<p>Con expresa condena en costas de primera y segunda instancia a la entidad.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]La Audiencia Provincial de Huelva desestima recurso interpuesto por entidad bancaria contra Sentencia dictada por Juzgado de Primera Instancia de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3425,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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