{"id":3689,"date":"2019-01-21T11:02:04","date_gmt":"2019-01-21T11:02:04","guid":{"rendered":"https:\/\/www.atoabogados.com\/?p=3689"},"modified":"2019-01-21T11:02:04","modified_gmt":"2019-01-21T11:02:04","slug":"el-tjue-celebrara-vista-oral-sobre-irph-el-25-de-febrero-2019","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=3689","title":{"rendered":"El TJUE celebrar\u00e1 vista oral sobre IRPH el 25 de febrero 2019"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]El <strong>Tribunal de Justicia de la Uni\u00f3n Europea<\/strong> ha fijado el pr\u00f3ximo d\u00eda <strong>25 de febrero<\/strong> de 2019 para celebrar la vista oral sobre el \u00cdndice de Referencia de Pr\u00e9stamos Hipotecarios <strong>#IRPH\u00a0<\/strong>y responder a tres cuestiones prejudiciales planteadas por el Juzgado de Primera Instancia n\u00famero 28 de Barcelona:<\/p>\n<ol>\n<li>La primera cuestiona si el \u00edndice IRPH est\u00e1 exento de cualquier <strong>control de transparencia<\/strong>, como afirm\u00f3 el Tribunal Supremo espa\u00f1ol\u00a0 en Sentencia de diciembre de 2017.<\/li>\n<li>La segunda cuesti\u00f3n se refiere a c\u00f3mo quedar\u00eda el <strong>tipo de inter\u00e9s<\/strong>\u00a0del pr\u00e9stamo hipotecario en caso de que se decrete la nulidad del \u00edndice IRPH. Si ser\u00e1 referenciado a cero euros o si es sustituido por otro \u00edndice como el euribor.<\/li>\n<li>La tercera deber\u00e1 aclarar si la <strong>devoluci\u00f3n<\/strong> de los importes pagados de m\u00e1s, junto a los intereses se aplican con car\u00e1cter retroactivo.<\/li>\n<\/ol>\n<p>Hay que recordar que la <strong>Comisi\u00f3n Europea<\/strong> ya present\u00f3 en septiembre de 2018 un informe contrario al Alto Tribunal espa\u00f1ol\u00a0concluyendo que la cl\u00e1usula IRPH puede anularse de la hipoteca si no se comercializ\u00f3 con la debida transparencia.<\/p>\n<p>Los m\u00e1s del mill\u00f3n de hipotecados afectados esperan con ansiedad la resoluci\u00f3n y la banca, al igual que con las cl\u00e1usulas suelo, vuelve a enfrentarse a uno de los mayores riesgos del sector financiero.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]El Tribunal de Justicia de la Uni\u00f3n Europea ha fijado el pr\u00f3ximo d\u00eda 25 de febrero de 2019 para celebrar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3691,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8,75,32],"tags":[],"class_list":["post-3689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-derecho-bancario","category-irph","category-prensa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.1) - 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