{"id":4052,"date":"2019-09-10T10:31:55","date_gmt":"2019-09-10T10:31:55","guid":{"rendered":"https:\/\/www.atoabogados.com\/?p=4052"},"modified":"2019-09-10T10:31:55","modified_gmt":"2019-09-10T10:31:55","slug":"el-abogado-general-del-tjue-abre-la-puerta-a-las-reclamaciones-por-irph-en-hipotecas","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=4052","title":{"rendered":"El abogado general de la UE abre la puerta a las reclamaciones por IRPH en hipotecas"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]El Abogado General de la UE, Maciej Szpunar, ha hecho p\u00fablica sus conclusiones sobre el <strong>\u00cdndice de Referencia de Pr\u00e9stamos Hipotecarios #IRPH<\/strong> y, en su informe, propone al Tribunal de Justicia de la Uni\u00f3n Europea que en su Sentencia declare que la\u00a0cl\u00e1usula pactada entre consumidores y\u00a0<strong>bancos<\/strong>\u00a0que fija un\u00a0<strong>tipo de inter\u00e9s<\/strong>\u00a0tomando como valor de referencia el\u00a0<strong>IRPH<\/strong>,\u00a0<strong>puede ser objeto de un control judicial para ver si es abusiva o si se comercializ\u00f3 de forma transparente.<\/strong><\/p>\n<blockquote><p>Estas conclusiones suponen un golpe para los intereses de la banca y abre la puerta a que potencialmente los clientes de cl\u00e1usulas abusivas puedan llegar a ser compensados.<\/p><\/blockquote>\n<p>La opini\u00f3n del abogado de la UE no es vinculante. Los magistrados, en los pr\u00f3ximos meses, estudiar\u00e1n el caso con detenimiento y se pronunciar\u00e1n de forma definitiva, pero las estad\u00edsticas muestran que el Tribunal tiende a seguir la opini\u00f3n de sus letrados.<\/p>\n<p><strong>Ahora corresponde a los Tribunales espa\u00f1oles pronunciarse sobre ello<\/strong>. Ser\u00e1n ellos los que decidan si la cl\u00e1usula es abusiva y si, de serlo, corresponden compensaciones.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]El Abogado General de la UE, Maciej Szpunar, ha hecho p\u00fablica sus conclusiones sobre el \u00cdndice de Referencia de Pr\u00e9stamos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4056,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8,75],"tags":[11,20,76,22],"class_list":["post-4052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-derecho-bancario","category-irph","tag-abogado","tag-huelva","tag-irph","tag-reclamar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.1) - 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