{"id":4393,"date":"2020-01-27T12:50:53","date_gmt":"2020-01-27T12:50:53","guid":{"rendered":"https:\/\/www.atoabogados.com\/?p=4393"},"modified":"2020-01-27T12:50:53","modified_gmt":"2020-01-27T12:50:53","slug":"juzgado-huelva-suscripcion-valores-santander","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=4393","title":{"rendered":"Juzgado de Huelva anula suscripci\u00f3n de Valores Santander"},"content":{"rendered":"\n\n[et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.2.2&#8243;][et_pb_row _builder_version=\u00bb4.2.2&#8243;][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.2.2&#8243;][et_pb_text _builder_version=\u00bb4.2.2&#8243; hover_enabled=\u00bb0&#8243;]<h3 style=\"text-align: justify;\">El cliente suscribi\u00f3 en 2007 orden de compra de obligaciones<strong>\u00a0convertibles denominadas como \u201cValores Santander\u201d<\/strong> por importe de 120.000 \u20ac.<\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">ATO Abogados ha conseguido nueva Sentencia favorable sobre este producto de inversi\u00f3n complejo, que muchos clientes adquirieron creyendo que se trataba de un dep\u00f3sito a plazo fijo garantizado.<\/p>\n<blockquote>\n<p style=\"text-align: justify;\"><strong>Sobre los \u00abValores Santander\u00bb<\/strong><\/p>\n<p style=\"text-align: justify;\">Un\u00e1nime es el criterio jurisprudencial que considera la <strong>complejidad<\/strong> de este producto financiero. Emitidos por Banco Santander con el objeto de financiar la compra de un banco holand\u00e9s mediante una OPA, contemplaba dos opciones: una primera opci\u00f3n, por si la OPA fracasaba, en la que los valores quedaban configurados como un producto de <strong>renta fija<\/strong> que ser\u00edan amortizados en 2008, pero si la OPA prosperaba, como as\u00ed sucedi\u00f3, pasar\u00eda a ser producto de <strong>renta variable<\/strong>, debiendo ser canjeados por obligaciones convertibles con un inter\u00e9s anual equivalente al Euribor m\u00e1s un diferencial del 2,75%, que ser\u00edan a su vez canjeadas por acciones ordinarias del Banco Santander de manera voluntaria en diferentes fechas y, en todo caso y de forma obligatoria, el 4 de octubre de 2012.<\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\">Por todo ello se entiende que la oferta deber\u00eda llevar aparejada la correspondiente <strong>informaci\u00f3n detallada y proporcional<\/strong> al nivel de formaci\u00f3n financiera del cliente, de manera que \u00e9ste pueda comprender los riesgos y valorar la conveniencia de suscribir.<\/p>\n<p style=\"text-align: justify;\">Para el juez, se puede concluir que, siendo el demandante <strong>consumidor minorista<\/strong>, la informaci\u00f3n facilitada por la entidad financiera, atendidas las circunstancias descritas sobre fecha de emisi\u00f3n del tr\u00edptico informativo, <strong>no puede considerarse<\/strong> que fuera adecuada, suficiente, comprensible y clara sobre las caracter\u00edsticas del producto contratado y los posibles riesgos inherentes a la operaci\u00f3n.<\/p>\n<p style=\"text-align: justify;\">Se declara, por tanto, la <strong>nulidad<\/strong> de la orden de suscripci\u00f3n de los VALORES SANTANDER, con la <strong>obligaci\u00f3n de devolver<\/strong>\u00a0por parte del banco, el principal invertido junto con el <strong>inter\u00e9s legal<\/strong> desde la orden de compra. Por su parte, el cliente habr\u00e1 de reintegrar a la entidad los rendimientos abonados por la entidad, as\u00ed como las acciones entregadas en el instante de la conversi\u00f3n.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":4408,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[47,12,8,86],"tags":[],"class_list":["post-4393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual","category-despacho","category-derecho-bancario","category-valores"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.1) - 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