[et_pb_section fb_built=\u00bb1″ _builder_version=\u00bb4.3.4″][et_pb_row _builder_version=\u00bb4.3.4″][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.3.4″][et_pb_text _builder_version=\u00bb4.3.4″ hover_enabled=\u00bb0″]<\/p>\n
El Tribunal de Justicia de la Uni\u00f3n Europea ha publicado la Sentencia sobre el asunto C-125\/18 este martes 3 de marzo y en ella declara que los jueces espa\u00f1oles deben controlar la transparencia<\/strong> de las cl\u00e1usulas IRPH<\/strong> de los pr\u00e9stamos hipotecarios.<\/p>\n El caso en cuesti\u00f3n<\/strong><\/p>\n En diciembre de 2017 el Tribunal Supremo<\/strong> determin\u00f3 en Sentencia n\u00ba 4308 que \u201cno se puede considerar abusiva la mera aplicaci\u00f3n de estos \u00edndices de referencia al estar regulados y reglados por el Banco de Espa\u00f1a, siendo referencias oficiales.\u201d<\/em><\/p>\n La presente Sentencia del TJUE se sit\u00faa en el contexto de una cuesti\u00f3n prejudicial remitida por un Juzgado de Barcelona en relaci\u00f3n con el presunto car\u00e1cter abusivo de una cl\u00e1usula referida al inter\u00e9s remuneratorio variable establecido en un pr\u00e9stamo hipotecario.<\/p>\n Como conclusiones<\/strong> el TJUE declara que los tribunales espa\u00f1oles deber\u00e1n asegurarse del car\u00e1cter claro y comprensible<\/strong> de las cl\u00e1usulas de contratos de pr\u00e9stamo hipotecario que establezcan la aplicaci\u00f3n de un tipo de inter\u00e9s variable basado en el IRPH<\/strong>. Si llegaran a la conclusi\u00f3n de que dichas cl\u00e1usulas son abusivas<\/strong>, podr\u00e1n sustituirlas por un \u00edndice legal aplicable de manera supletoria, para proteger a los consumidores en cuesti\u00f3n de las consecuencias especialmente perjudiciales que podr\u00edan derivarse de la anulaci\u00f3n del contrato de pr\u00e9stamo.<\/p>\n Desde ATO Abogados se aconseja a los afectados no firmar<\/strong> ning\u00fan acuerdo ofrecido por su banco sin antes consultar con especialistas que estudien su caso en particular y recomiendan la viabilidad de reclamar para recuperar su dinero.<\/strong><\/p>\n Pr\u00f3ximas reuniones informativas:<\/strong><\/p>\n – ARACENA<\/strong> | Lunes 9 de marzo 18:00 h. Sal\u00f3n actos Ayuntamiento.<\/p>\n – BOLLULLOS PAR DEL CDO<\/strong> | Jueves 12 de marzo 19:30 h. Casa de la Cultura.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" [et_pb_section fb_built=\u00bb1″ _builder_version=\u00bb4.3.4″][et_pb_row _builder_version=\u00bb4.3.4″][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.3.4″][et_pb_text _builder_version=\u00bb4.3.4″ hover_enabled=\u00bb0″] Tras la publicaci\u00f3n de la esperada Sentencia del Tribunal de Justicia de […]<\/p>\n","protected":false},"author":1,"featured_media":4456,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8],"tags":[],"class_list":["post-4452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-derecho-bancario"],"yoast_head":"\n