{"id":4715,"date":"2026-03-11T07:10:50","date_gmt":"2026-03-11T07:10:50","guid":{"rendered":"https:\/\/www.atoabogados.com\/?p=4715"},"modified":"2026-03-11T07:10:50","modified_gmt":"2026-03-11T07:10:50","slug":"ato-abogados-logra-una-nueva-sentencia-favorable-en-materia-de-tarjetas-revolving","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=4715","title":{"rendered":"ATO Abogados logra una nueva sentencia favorable en materia de tarjetas revolving"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"> Un juzgado de Huelva ha estimado una demanda tramitada por <strong>ATO Abogados<\/strong>, declarando la <strong>nulidad de la cl\u00e1usula de intereses remuneratorios<\/strong> de una tarjeta revolving por falta de transparencia. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La sentencia concluye que la persona consumidora no fue informada de forma clara y suficiente sobre las consecuencias econ\u00f3micas del contrato, en particular sobre el funcionamiento del sistema revolving, la carga financiera real del producto y el riesgo de perpetuaci\u00f3n de la deuda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El juzgado aplica la doctrina reciente del Tribunal Supremo, que exige una transparencia material real en este tipo de contratos. No basta con incorporar formalmente la TAE o la cuota mensual: el consumidor debe poder comprender de forma efectiva el coste del cr\u00e9dito y el modo en que la deuda puede prolongarse en el tiempo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ello, la resoluci\u00f3n declara que la parte actora <strong>\u00fanicamente debe devolver el capital dispuesto<\/strong>, y condena a la entidad financiera a <strong>reintegrar las cantidades cobradas por encima de ese principal<\/strong>, m\u00e1s los <strong>intereses legales<\/strong> correspondientes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Asimismo, la sentencia impone las <strong>costas procesales<\/strong> a la entidad demandada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> En <strong>ATO Abogados<\/strong> seguimos defendiendo a consumidores afectados por tarjetas revolving, microcr\u00e9ditos y otros productos financieros abusivos. Si tienes dudas sobre tu contrato, podemos revisarlo. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un juzgado de Huelva ha estimado una demanda tramitada por ATO Abogados, declarando la nulidad de la cl\u00e1usula de intereses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[47,12,7,8,45],"tags":[],"class_list":["post-4715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual","category-despacho","category-blog","category-derecho-bancario","category-tarjetas-de-credito"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.1) - 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