{"id":965,"date":"2016-03-02T11:16:32","date_gmt":"2016-03-02T11:16:32","guid":{"rendered":"http:\/\/www.atoabogados.com\/?p=965"},"modified":"2016-03-02T11:16:32","modified_gmt":"2016-03-02T11:16:32","slug":"los-bancos-responderan-frente-a-los-compradores-de-viviendas-en-construccion-si-no-se-llegan-a-construir-o-entregar-en-plazo-legal","status":"publish","type":"post","link":"https:\/\/staging.atoabogados.com\/?p=965","title":{"rendered":"Los bancos responder\u00e1n frente a los compradores de viviendas en construcci\u00f3n, si no se llegan a construir o entregar en plazo legal y no existe aval de garant\u00eda de entregas a cuenta."},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]Seg\u00fan sentencia del Tribunal Supremo (TS) de 21 de junio de 2015, se da la raz\u00f3n a un consumidor que entreg\u00f3 m\u00e1s de 38.000 \u20ac a cuenta de la compra de una vivienda que no se lleg\u00f3 a finalizar.<\/p>\n<p>El TS <strong>condena al banco<\/strong> (CAM) por aceptar que un promotor abriera una cuenta para ingresar las cantidades que le pagaban los consumidores para la construcci\u00f3n de una promoci\u00f3n de viviendas. Esta promoci\u00f3n no se lleg\u00f3 a terminar y el promotor no ten\u00eda aval ni seguro para garantizar la devoluci\u00f3n del dinero. El TS considera al <strong>banco responsable directo <\/strong>de esa devoluci\u00f3n frente al consumidor.<\/p>\n<p>El TS fija doctrina jurisprudencial en este asunto y establece que\u00a0 <em>\u201cEn las compraventas de viviendas regidas por la Ley 57\/1968 las <\/em><strong><em>entidades de cr\u00e9dito<\/em><\/strong><em> que admitan ingresos de los compradores en una cuenta del promotor <\/em><strong><em>sin exigir la apertura de una cuenta especial y la correspondiente garant\u00eda <\/em><\/strong><em>responder\u00e1n frente a los compradores por el <\/em><strong><em>total de las cantidades anticipadas<\/em><\/strong><em> por los compradores e ingresadas en la cuenta o cuentas que el promotor tenga abiertas en dicha entidad\u201d<\/em><\/p>\n<p><strong>Desde el 1 de enero de 2016<\/strong>, la obligaci\u00f3n de garantizar la devoluci\u00f3n de cantidades, viene regulada\u00a0 en la <strong>Disposici\u00f3n Adicional 1\u00aa de la Ley 38\/1999, de 5 de noviembre, de Ordenaci\u00f3n de la Edificaci\u00f3n<\/strong> donde el consumidor tiene <strong>dos a\u00f1os<\/strong>, a contar desde la falta de entrega de la vivienda en plazo, para ejecutar el aval bancario y reclamar su dinero.<\/p>\n<p><strong>Si Vd. se encuentra afectado, en ATO Abogados SLP le podemos asesorar para poder #reclamar. PIDA CITA en el tel\u00e9fono 959 255 856 o en el correo electr\u00f3nico ato@atoabogados.com<\/strong>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]Seg\u00fan sentencia del Tribunal Supremo (TS) de 21 de junio de 2015, se da la raz\u00f3n a un consumidor que [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":967,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8,33,52],"tags":[11,18,36,20,50,22,51],"class_list":["post-965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-derecho-bancario","category-derecho-inmobiliario","category-viviendas-no-entregadas","tag-abogado","tag-demandar","tag-devolucion-cantidades","tag-huelva","tag-promotores","tag-reclamar","tag-viviendas-en-construccion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v28.1) - 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